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Connecticut Law About Foreclosure
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See Also Connecticut Law About Foreclosure Mediation

Research Guides

   Connecticut Public Acts and Current Orders and Notices

Information from Connecticut Judicial Branch:

Research guides prepared by the Connecticut Judicial Branch law librarians:

Connecticut Fair Housing Center

Legal Assistance Resource Center of Connecticut: 

OLR Research Reports - Office of Legislative Research:
  • Judgment of Loss Mitigation - 2022-R-0282
    Describe judgment of loss mitigation and the types of relief it provides. This report updates and expands upon OLR Report 2016-R-0334.
  • Foreclosure Notification Requirements Applicable to Connecticut Landlords - 2020-R-0219
    Explain foreclosure notification requirements applicable to Connecticut landlords and provide
    examples of the same from other states' laws. Briefly describe other Connecticut law foreclosure
    protections for tenants.

  • Force-Placed Insurance - 2015-R-0145
    If a homeowner does not insure his or her home, the mortgage servicer or lender may "force-place" insurance on the home. In such instances, the homeowner is responsible for the premiums.

  • Short Sales - 2013-R-0400
    You asked for a summary of the potential impact of requiring banks to (1) set a floor on any given short sale price in Connecticut and (2) accept or reject offers above that threshold within a certain time period.

  • Mortgage Modification Programs in Connecticut - 2013-R-0075
    You asked for a summary of mortgage modification programs available in Connecticut, particularly those under the Federal Housing Finance Authority (FHFA). This report identifies some of the main programs that are available in Connecticut.

  • HUD Foreclosure Programs - 2012-R-0258

    You asked for information about various foreclosure prevention programs offered by the U.S. Dept of Housing and Urban Development (HUD).

  • Home Affordable Refinance Program (HARP) - 2012-R-0023
    You asked for information on the federal Home Affordable Refinance Program (HARP).

  • Foreclosure Mediation Program - 2011-R-0331
    You asked a series of questions about the foreclosure mediation program. The questions and answers appear below.
    More information about the program is available at https://www.jud.ct.gov/foreclosure/.

  • State & Federal Mortgage Assistance Program - 2009-R-0159
    You asked for a report on state and federal programs available to assist residents in paying their mortgages. This report updates OLR report 2008-R-0516.

  • Foreclosure Prevention Programs In Public Act 08-176 & Public Law 110-289 - 2008-R-0516
    You asked for a summary of the foreclosure prevention programs in recently passed Connecticut and federal laws and how borrowers can access them.

  • Foreclosures - 2007-R-0164
    You asked [1] for a brief history of the Connecticut Housing Finance Authority's [CHFA] Emergency Mortgage Assistance Program, [2] for information about Pennsylvania's Mortgage Assistance Program, [3] for data on the recent increase in foreclosure rates, and [4] about Connecticut's foreclosure prevention law.

Connecticut Department of Consumer Protection:

  • Tenants in Foreclosed Properties - a list of suggested practices for owners, mortgage servicers, and other agents and entities that manage a foreclosed property with tenant.

Connecticut Department of Banking:

211 Infoline:

Library Materials

Search the online catalog for availability and locations.

  • Connecticut Foreclosures: An Attorney's Manual of Practice and Procedure, 9th edition, by Denis R. Caron and Geoffrey K. Milne.

    • Includes official and unofficial forms

 		 

Court Orders and Notices:

Connecticut Public Acts:

U.S. Department of Housing and Urban Development:

  • Mortgagee Letter 2021-19: The moratorium on foreclosure-related evictions of persons from properties that were secured by FHA-insured Single Family mortgages, excluding legally vacant or abandoned properties, expired on September 30, 2021.

Connecticut General Statutes

Selected Statutes:

Chapter 846 - Mortgages

Click on the link to search the full-text of the statutes: https://search.cga.state.ct.us/r/statute/

Connecticut Practice Book

Recent Foreclosure Opinions

Useful Websites

U.S. Department of Housing and Urban Development

Federal Trade Commission - Consumer Information

 Connecticut Law by Subject