1. What is the Foreclosure Mediation Program? The Chief Court Administrator has established the Foreclosure Mediation Program to assist
lenders and homeowners achieve a mutually agreeable resolution of a mortgage
foreclosure action through the mediation process.
2. What foreclosure cases qualify for the Foreclosure Mediation Program? The Foreclosure Mediation Program applies to mortgage foreclosure actions
that have a return date on or after July 1, 2008. The mortgage foreclosure
must be filed against homeowners of one- to- four family, owner-occupied
residential property located in the state of Connecticut. The property must
be the primary residence of the homeowner.
6. What happens if the Notice, the Certificate and the Appearance forms are not served on
the homeowner with the writ, summons and complaint?
The court may issue an order that no judgment
may enter for fifteen (15) days during which period the homeowner may submit
a Foreclosure Mediation Certificate form to the court.
7. Does participation in the Foreclosure Mediation Program stay the foreclosure
action? Participation in
the Foreclosure Mediation Program does not suspend the mortgagor’s
obligation to respond to the foreclosure action in accordance with
applicable rules of the court. However, no judgment of foreclosure may be
entered until the mediation period has expired or otherwise terminated, as
provided in the statute.
8. How long is the mediation period? The mediation
period commences when the court sends notice scheduling the first mediation
session. It must conclude not more than sixty (60) days after the return
date for the foreclosure action, except that the court may extend the
mediation period by not more than thirty (30) days, or shorten the mediation
9. When will the first mediation session be held? The first mediation
session must be held no later than fifteen (15) business days after the
court sends notice to all parties scheduling the first mediation session.
11. Do I need to have my client present at the mediation session? The mortgagor and
the mortgagee must appear in person at each mediation session and must have
authority to agree to a proposed settlement. However, if the mortgagee is
represented by counsel, said counsel may appear in lieu of the mortgagee to
represent the mortgagee’s interests at the mediation, provided such counsel
has the authority to agree to a proposed settlement and the mortgagee is
available during the mediation session by telephone or electronic means. If
the mortgagor is represented, both client and counsel must be present.
12. Who may I contact if I have questions? If you have questions about the Foreclosure Mediation Program, please
contact Nancy McGann at 860-263-2734 ext. 3067, or email her at